Jennifer,
Those are very good questions.
First, if we allow Him, God saves us from those things of the world, the flesh, and the devil that can lead us to an eternity in Hell. He does not always protect us from physical harms, all of which have their roots in original sin.
Realize that it is not God's way to remove all suffering in this life, but rather to guide us through it and give us the strength to endure and grow from it. We also are invited to offer all our suffering of this life, in union with Jesus' Sacrifice on the Cross, for the salvation of souls.
In other words, Christ, our Head, depends on the suffering of His Body (the Church) to all be offered to the Father for the salvation of souls. This is how the mystical Person of Christ saves the world from sin and its effects, and we are given the dignity of being causes for each other's salvation: by offering to God our sufferings.
Another thing to keep in mind is that this earthly journey is God's story, not ours. He writes the whole book and knows how it ends; we are just players that have a small snapshot.
His is an Eternal Perspective and He sees the big picture and knows how everything fits together for the good. We can't necessarily see it but if we trust in God, He will protect us — especially from those things that can destroy our soul.
His desire is for us to live in eternal happiness with Him in Heaven, not to have a comfortable life here on temporary Earth. Sometimes discomfort and suffering is medicine for our soul, bringing us back to God and the eternal salvation that He offers us.
Peace,
Paul
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